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How to Solve Math Word Problems: A 4-Step Method

October 28, 2026 · 5 min read

Read, plan, solve, check — a simple routine for any word problem, with worked examples and the keyword trap to avoid.

Fraction bar showing one half equals two quarters

Word problems are hard not because the math is hard, but because you have to work out which math to do. A simple routine helps every time.

Step 1: Understand

Read the problem twice. Then answer: What am I trying to find? Underline it. Circle the numbers you'll need — and cross out any that are just there to distract you.

Step 2: Plan

Decide what's happening. Are things being combined (add)? Taken away or compared (subtract)? Equal groups (multiply or divide)? A part of something (fractions or percentages)? Drawing a quick picture or bar model helps a lot.

Step 3: Solve

Write the number sentence, then calculate. Show your working so you can find mistakes later.

Step 4: Check

Does the answer make sense? Is it about the right size? Did you include units (cm, $, minutes)? Did you answer the actual question?

Worked example

"A shirt costs $40. It's on sale for 25% off. What is the sale price?"

  • Find: the sale price, not the discount.
  • Plan: find 25% of 40, then take it away.
  • Solve: 25% of 40 = 10. 40 − 10 = $30.
  • Check: less than $40? Yes. A quarter off feels right. Answer: $30.

The keyword trap

Students are often taught that "altogether" means add and "left" means subtract. Keywords help sometimes but mislead often — "How many more does Sam have than Ali?" contains more but needs subtraction. Always ask what's actually happening instead.

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